# DisputePress

> Free, open-source app that turns a suspicious debt notice into dispute letters for Equifax, Experian and TransUnion, entirely in your browser.

## What DisputePress is

DisputePress is a free, open-source web application for people in the United States who receive a collection notice or bill for a debt they believe is fraudulent. It reads the notice, shows you what it found, and prepares dispute correspondence for the three major credit bureaus (Equifax, Experian and TransUnion) and for the creditor or debt collector.

Everything runs in your web browser. Your documents and personal details are never uploaded anywhere.

## What it prepares

- **Credit bureau dispute letters** under the Fair Credit Reporting Act (FCRA), requesting investigation and removal or correction of fraudulent information.
- **Debt validation requests** to debt collectors while the 30-day validation window is open.
- **An identity-theft declaration** and a checklist for getting an FTC Identity Theft Report at IdentityTheft.gov.
- **FCRA §605B identity-theft block requests** to the bureaus.
- **Printable PDFs** and **email-ready text**, with the original notice and a findings table attached to the bureau dispute.

## Why people trust it

- **Nothing leaves your computer.** No accounts, no uploads, no tracking. OCR runs locally.
- **No AI writes your letters.** Letters are fixed templates filled only with values you confirmed.
- **You check every value.** Each amount, date and account number is shown next to the text it came from. Nothing reaches a letter until you confirm it.
- **Deadlines tracked.** It shows the debt validation window and the bureau investigation period from your own dates.
- **Open source.** Anyone can read and audit the code.

DisputePress is a document preparation tool. It does not provide legal advice.

## Pages

- [Support DisputePress](https://disputepress.org/donate/): DisputePress is free and has no ads, accounts or tracking. Donations pay for hosting and development.
- [How it works](https://disputepress.org/how-it-works/): From suspicious debt notice to signed dispute letters in six steps. Import, review, confirm, generate, print or email, send.
- [Privacy](https://disputepress.org/privacy/): DisputePress runs entirely in your browser. Your documents, identity details and letters never leave your computer. No accounts, uploads or tracking.
- [FAQ](https://disputepress.org/faq/)
- [Open the app](https://app.disputepress.org)
- [Source code](https://github.com/krezreb/disputepress)
- [Donate](https://github.com/sponsors/krezreb)

## FAQ

### What is DisputePress?

DisputePress is a free, open-source web application that helps you dispute a debt you believe is fraudulent. It reads the collection notice, shows you what it found, and prepares dispute letters for Equifax, Experian, TransUnion, and the creditor or debt collector. It runs entirely in your browser.

### How much does it cost?

Nothing. DisputePress is free and open source under the AGPL license. There is no paid tier and no account. It is funded by donations.

### Is my personal information uploaded anywhere?

No. Your documents, identity details and letters stay in your browser on your own computer. There is no server, no account, no analytics and no AI service. After the first visit the app works offline.

### Which letters can it write?

Credit bureau dispute letters under the Fair Credit Reporting Act (FCRA), debt validation requests to debt collectors, an identity-theft declaration, and FCRA §605B identity-theft block requests. Output is a printable PDF or email-ready text.

### What kinds of notices can it read?

Digital PDFs, scanned PDFs, `.eml` email files, and email text pasted in. Paper letters need to be scanned to PDF first. Password-protected PDFs and handwriting are not supported; you can enter values by hand instead.

### Does it use AI to write the letters?

No. Values are found by deterministic pattern matching, and letters are fixed templates filled only with values you confirmed. Nothing is invented, and nothing unconfirmed reaches a letter.

### Is this legal advice?

No. DisputePress is a document preparation tool. You are the sender of the letters and responsible for what they say. Deadlines it shows are general timeframes based on the dates you enter.